PR · Patient ResponsibilityCARC 96

Denial Code PR-96

Non-covered charge(s).

Source: X12 Claim Adjustment Reason Codes (CARC) & Group Codes. Maintained by the D3rx Clinical Billing Team.

What PR-96 means

The service isn't covered under the patient's plan, and under the PR group code the patient is responsible for the charge.

Got this denial right now?

Generate a patient-balance explainer letter — free

PR-96 is the patient's responsibility. Generate a clear, plain-English balance letter — free, no signup.

PR group code: who absorbs the charge

Patient ResponsibilityMay be billed to the patient.

A PR adjustment is the patient's liability — a deductible, coinsurance, copay, or a non-covered amount the patient owes. It is collectible directly from the patient, ideally after advance notice for any non-covered service.

Why PR-96 happens

  • The service is excluded from the patient's specific benefit plan
  • Valid advance notice (ABN/waiver) was on file, shifting a non-covered Medicare service to patient liability
  • Preventive codes (99381-99397) billed to Medicare instead of the AWV codes (G0438/G0439), which Medicare does not cover
  • A service billed beyond its covered frequency, with the patient on notice

What to do when you get PR-96

  1. 1Read the RARC to confirm the specific non-coverage reason
  2. 2Confirm valid advance notice exists before billing the patient
  3. 3If a covered code/diagnosis applies (e.g., switch to the AWV code for Medicare), submit a corrected claim instead
  4. 4Bill the patient only after confirming the charge is legitimately their responsibility

Appeal, correct, or write off PR-96?

If the non-coverage is genuine and the patient was properly notified, PR-96 is not something to appeal — bill the patient. Appeal only when you believe the service should be covered (wrong determination) and can support it with documentation, or submit a corrected claim when the real problem is a miscoded service (such as a Medicare preventive visit that should have been billed as an AWV). The PR group code is the signal that the balance is collectible from the patient.

Timing & deadlines

If appealing the coverage determination, use the payer's appeal window (Medicare redetermination 120 days from the remittance; commercial ~180 days). If billing the patient, follow your practice's patient-statement cycle; there is no payer deadline on collecting a PR balance.

Example

A Medicare patient receives an annual physical billed as 99397. Medicare does not cover routine physicals, so it returns PR-96. The fix is usually a corrected claim billing the covered Annual Wellness Visit (G0439) instead; if the patient truly wanted the non-covered service and signed an ABN, the practice bills the patient.

Prevent PR-96 going forward

  • Use AWV codes (G0438/G0439), not preventive E/M codes, for Medicare wellness visits
  • Collect a signed ABN before any likely-non-covered Medicare service
  • Educate front-desk staff on plan exclusions during scheduling
  • Verify benefits for elective/non-standard services before the visit

Code families most affected

  • Preventive medicine E/M (99381-99397) vs. Medicare AWV (G0438/G0439)
  • Plan-excluded services
  • Frequency-limited screenings

Related codes

Denial codes you'll often see alongside PR-96

Modifiers tied to fixing PR-96

Payer notes

PR-96 puts the balance on the patient. For a Medicare service that is usually covered but denied for necessity, you may bill the patient only with a valid ABN on file — without it, the charge generally falls under CO-96 (provider write-off). Services Medicare never covers (statutory exclusions) are the patient's responsibility regardless, though a voluntary ABN is recommended.

Explain this PR-96 balance to your patient

PR-96 is a patient-responsibility balance. D3rx drafts a clear, plain-English patient-balance explainer for PR-96 — free, no signup.

Medical billing disclaimer

CARC/RARC definitions are the standardized X12 set; group-code semantics follow the X12 Claim Adjustment Group Code standard. Filing and appeal windows vary by payer — the standard anchors shown (Medicare redetermination 120 days from the remittance; Medicare timely filing 12 months from date of service; most commercial payers ~90-180 days) are general references, not a guarantee for any specific plan. Always confirm the rule in the payer's provider manual before acting. D3rx is not responsible for claim outcomes.